Payment plans

How paying for treatment abroad works: what the deposit covers, what you pay the clinic, and which instalment options are available in your country. Flymedi never charges patients a fee of its own.

  • ✓ No Flymedi fee
  • Deposit confirms your date
  • Balance paid to the clinic

What you pay, and when

Every offer breaks the total into the same three parts, so you can compare clinics on the same basis.

  1. Step 1

    Deposit

    Paid to Flymedi to hold your surgery date and lock the quoted price. It is deducted from the clinic's total, not added to it.

    Refundable in full for 24 hours after you pay. Your treatment plan and itinerary arrive as soon as it is paid.

  2. Step 2

    Balance to the clinic

    Paid directly to the clinic on arrival, before treatment, by card or bank transfer. The amount is the offer total minus your deposit, and it is non-refundable.

  3. Step 3

    Anything not in the package

    Flights, extra hotel nights, upgrades and optional add-ons. These are listed separately in your offer so nothing appears as a surprise at the desk.

    Flights are almost never part of a package.

Paying in instalments

Availability depends on your country of residence, the clinic and the total amount. The options that apply to your offer appear at checkout, with the total cost of credit shown before you agree to anything.

At Flymedi, we’re dedicated to making high-quality healthcare accessible and affordable for everyone. Our new financing options are designed to help you effortlessly manage treatment costs, allowing you to focus on your health without the financial burden. With flexible installment plans tailored to different regions, we make it easier than ever to start your healthcare journey.

Financing Options by Country

We offer installment plans with different terms and limits depending on your country. Payments can now be spread over up to 6 years (72 months), making it more convenient and manageable.

Country/RegionLimit
United Kingdom£50,000
Germany€50,000
New ZealandNZD 75,000
AustraliaAUD 75,000
CanadaCAD 100,000
United StatesUSD 100,000
Romania, France, Spain, Italy€1,500 (up to 3 months)

Scroll sideways for the full table

Financing is also available in Denmark, the Netherlands, Sweden, and other European countries. Specific limits vary; please contact us for more details tailored to your location.

Interest Rates

Interest is determined based on your credit score. Specific rates are not disclosed upfront but will be calculated individually.

Eligibility & Appointment Booking

Financing is available for employed individuals. If you are not eligible, a family member or friend may apply on your behalf. Once approved, you can schedule your appointment immediately, ensuring no delays in your treatment journey.

Alternative Payment Option: International Credit Cards

We also accept international credit cards (Visa, MasterCard, American Express, Discover).

  • Installment Plans: 3, 6, or 12-month installments available.
     
  • Additional Fee: A 10% processing fee applies.

*This option is ideal if other financing methods are not accessible.

Why Choose Flymedi Financing?

  • Flexible Plans: Options tailored to your financial needs.

  • Wide Accessibility: Financing is available in multiple countries and currencies.

  • Quick Approval: Start planning your healthcare journey once your financing is approved.

  • Interest-Free Options: Short-term plans with 0% interest to keep costs low.
     

Instalments are provided by regulated third-party lenders, not by Flymedi. Approval is subject to their affordability checks.

Currency: offers are displayed in euros by default. The clinic charges in its local currency, so the exact amount that leaves your account depends on your bank's rate on the day. Your coordinator can give you the clinic's own figure in writing before you travel.

What is protected, and what is not

Covered

  • Your deposit, refundable in full for 24 hours after you pay
  • The quoted price, held for the validity period printed on your offer
  • The written revision policy of the clinic you book
  • Your right to have your data deleted at any point

Not covered by Flymedi

  • Flights, and any airline change or cancellation fees
  • Anything you buy directly from the clinic that was not in the offer
  • Costs arising after you decline the clinic's aftercare instructions
  • Third-party credit agreements, which sit between you and the lender

Travel insurance that explicitly covers planned treatment abroad is strongly recommended and is not included in any package.

Payment questions

Does Flymedi charge me anything?
No. Clinics pay us when a patient they treated came through Flymedi. The deposit you pay is part of the clinic's price, not a Flymedi fee.
Why is there a deposit at all?
It holds a specific surgeon on a specific date and locks the quoted price. Without it, clinics cannot reserve theatre time and prices move.
Can I pay the clinic in advance instead of on arrival?
Some clinics accept it, but we advise against it. Paying on arrival, after you have met the surgeon and agreed the final plan, keeps your leverage.
What if the clinic asks for more money once I am there?
Do not pay it, contact your coordinator first. Charges outside the written offer are a breach of our clinic agreement and we act on them.

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